Tuesday, October 28, 2008

Be carefull with your credit card

SCENE 1.
This is a new one.

People sure stay busy trying to cheat us, don't they?

A friend went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open, and thought to himself, 'Funny, I thought I locked the locker.

Hmm, 'He dressed and just flipped the wallet to make sure all was in order.

Everything looked okay - all cards were in place.

A few weeks later his credit card bill came - a whooping bill of $14,000!


He called the credit card company and started yelling at them, saying that he did not make the transactions.

Customer care personnel verified that there was no Mistake in the system
and asked if his card had been stolen.


'No,' he said, but then took out his wallet, pulled out the credit card, and yep - you guessed it - a switch had been made.

An expired similar credit card from the same bank was in the wallet.

The thief broke into his locker at the gym and switched cards.


Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?



$9,000! Why were there no calls made to verify the amount swiped?



Small amounts rarely trigger a 'warning bell' with some credit card companies.

It just so happens that all the small amounts added up to big one!


SCENE 2.

A man at a local restaurant paid for his meal with his credit card.

The bill for the meal came, he signed it,and the waitress folded the receipt
and passed the credit card along.

Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and
behold, it was the expired card of another person.

He called the waitress and she looked perplexed.

She took it back, apologized, and hurried back to the counter under the watchful eye of the man.

All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.

No exchange of words --- nothing! She took it and came back to the man with an apology.

Verdict:

Make sure the credit cards in your wallet are yours.


Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.

Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.


FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!


SCENE 3:

Yesterday I went into a pizza restaurant to pick up an order that I had called in.

I paid by using my Visa Check Card which, of course, is linked directly
to my checking account.

The young man behind the counter took my card, swiped it, then laid it on
the counter as he waited for the approval, which is pretty standard procedure.

While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary. Then I heard a click that sounded like my phone sounds when I take a
picture.

He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.

It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing.

He set his phone on the counter, leaving it open.

About five seconds later, I heard the chime that tells you that the picture has been saved.

Now I'm standing there struggling with the fact that this boy just took a picture of my credit card.

Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.

Needless to say, I immediately canceled that card as I was walking out of the pizza parlor.

All I am saying is, be aware of your surroundings at all times.

Whenever you are using your credit card take caution and don't be
careless.

Notice who is standing near you and what they are doing when you use your card.

Be aware of phones, because many have a camera phone these days.

When you are in a restaurant and the waiter/waitress brings your card and receipt for you to sign, make sure you scratch the number off.

Some restaurants are using only the last four digits, but a lot of them are still putting the whole thing on there.

I have already been a victim of credit card fraud and, believe me, it is not fun. The truth is that they can get you even when you are careful, but don't make it easy for them.

Sunday, October 26, 2008

Herba mengurangkan paras gula

Antara herba yang dikaji yang memberi kesan positif dalam pengawalan gula dalam darah termasuklah Gymnema, Fenugreek (halba), Holy basil dan Bitter melon (peria).

Gymnema membantu mengurangkan penyerapan gula dalam tubuh dan menghalang pengangkutan glukosa. Kajian menunjukkan gymnema juga membantu mempertingkatkan penghasilan insulin.

Fenugreek (Trigonella foenum-graecum) merupakan herba yang tumbuh di kawasan Mediterranean dan Asia yang mempunyai biji yang beraroma.

Fenugreek digunakan secara meluas sebagai rempah dalam masakan yang juga diperakui boleh mengawal paras gula dalam darah. Kajian mengenai keberkesanannya telah diterbitkan dalam European Journal of Clinical Nutrition.

Herba Bitter melon (Momordica charantia) membantu menurunkan kadar penyerapan glukosa dalam saluran usus. Banyak kajian termasuk kajian yang diterbitkan dalam American Journal of Health-System Pharmacy pada tahun 2003, menunjukkan herba ini mempunyai kesan hipoglisemia (paras gula rendah dalam darah).

Holy basil (Ocimum sanctum) membantu memperbaiki penggunaan glukosa periferal dan meningkatkan pengeluaran insulin. Kajian yang diterbitkan dalam Journal of Clinical Pharmacy and Therapeutics menunjukkan Holy Basil menurunkan paras gula darah.

Pengambilan gabungan herba-herba ini memberi kesan sinergistik dalam pengawalan paras gula darah.

Saturday, October 25, 2008

Perkara Penting

Saling berkomunikasi dan berhubung. Komunikasi amat penting. Berbual dan bertanya khabar adalah satu bentuk komunikasi. Penggunaan SMS dan sebagainya amat baik. Hantarlah mesej tertentu seperti jenaka, teka-teki, cerita seks yang nakal dan sebgainya. Hubungan tanpa komunikasi adalah hubungan yang hambar. Lebih banyak kita berkomunikasi lebih banyak kita memahami. Tetapi waspada...jangan terlebih berkomunikasi hingga bertukar menjadi benci.

Hadiah. Hadiahkanlah sesuatu kepada pasangan anda sempena hari keramaian seperti hari ibu, hari pekerja, hari raya atau hari minggu. Hadiah akan mewujudkan kasih sayang. Berilah hadiah nescaya kamu pasti akan kasih-mengasihi. Hadiah tidak semestinya mahal. Yang penting keikhlasan dan penghargaan. Membeli bunga yang berharga RM3 pun sudah memadai.

Membuat kejutan. Contohnya suami mengajak isteri makan di tempat tertentu atau sebaliknya pada waktu yang sesuai seperti hari minggu.

Menjaga lidah agar tidak bercakap perkara yang tidak sesuai. Mulut murai, mulut 'laser' dan mulut celupar adalah perkara yang mesti dielakkan. Ada kemungkinan kata-kata akan menikam pasangan anda dan menyedihkannya. Disebut dalam hadis bahawa Nabi Muhammad s.a.w. tidak pernah bercakap perkara keji.

Wednesday, October 22, 2008

Untuk kaum hawa.....jangan bincang kpd bf/suami

1.Jangan cerita ttg lelaki lain yg dalam diam-diam mencintai korang.

2. Membenci ibunya, mmg lelaki pantang.

3. Cerita ttg kecurangan yg korang buat belakang lelaki tu.

4. Jgn jugak cerita ttg keburukan kawan baik lelaki tu, kawan tu penting bagi mereka.
.
5. Jgn membanding2kan dia dulu dgn skrg,lg-lg ttg kegagahannya, buruk padanya.

6. Jgn buat dia patah semangat terhadap pekerjaan yg dia lakukan, sebaliknya
cubalah bantu.

7. Bercerai, mmg satu perkataan yg lelaki takleh dengar, elokla dhindarkan.

8. Kalau anda pendapatan melebihinya.jgn la nak diperbesarkan, benda tu akan
menyinggung perasaan dia.

9. Bila jumpa dengan teman lelaki lama .Takpayah la terlalu ghairah dan takyah la
diceritakan perasaan tu kat dia, benda tu bkn lama.

Wednesday, October 15, 2008

Suami cium isteri......

Suka cium dahi isteri........suami yang romantis.
Suka cium pipi isteri........suami yang penyayang.
Suka cium mulut isteri.......suami yang gelojoh.
Suka cium tengkuk isteri........suami yang mata keranjang.
Suka cium telinga isteri.........suami yang sensitive.
Suka cium leher isteri.........suami yang penyabar.
Suka cium buah dada isteri........suami yang suka bermanja.
Suka cium tangan isteri.......suami yang hipokrit.
Suka cium ketiak isteri.......suami yang menerima isterinya seadanya.
Suka cium kemaluan isteri......suami yang pemalu.
Suka cium punggung isteri.......suami yang suka bergurau.
Suka cium kaki isteri.......suami yang terlalu menghormat isteri.
Tidak suka cium mana-mana bahagian badan isteri......suami yang memtingkan diri.
Suka cium seluruh bahagian badan isteri........ suami yang baru balik dari outstation.

Lelaki handsome dan tak handsome

Kalau lelaki handsome pendiam
Perempuan akan cakap:: woow, cool giler...
kalau lelaki tak handsome pendiam
Perempuan akan cakap: eh perasan bagus...

kalau lelaki handsome berbuat jahat
Perempuan akan kata: nobody's perfect
kalau lelaki tak handsome berbuat jahat
perempuan akan cakap: memang... . muka pun macam pecah rumah!

kalau lelaki handsome menolong perempuan yg diganggu
perempuan akan cakap: wah.. machonya.. macam hero filem!
kalau lelaki tak handsome menolong perempuan yang diganggu
Perempuan akan kata: entah2 kawan dia...

kalau lelaki handsome dapat perempuan cantik
perempuan akan kata: sepadan sangat...
kalau lelaki tak handsome dapat perempuan cantik
perempuan akan kata: mesti kena bomoh perempuan tuh!

kalau lelaki handsome ditinggal kekasih
perempuan akan kata: jangan sedih, kan saya ada..
kalau lelaki tak handsome ditinggal kekasih
perempuan akan kata:... (terdiam, tapi telunjuknya
meliuk-liuk dari atas ke bawah, patutlah, tengok saja luarannya)...

kalau lelaki handsome penyayang binatang
perempuan akan cakap: perasaannya halus... penuh kasih sayang
kalau lelaki tak handsome penyayang binatang
perempuan akan cakap: sesama keluarga memang harus menyayangi...

kalau lelaki handsome bawa BMW
perempuan akan cakap: matching... hebat luar dalam
kalau lelaki tak handsome bawa BMW
perempuan akan cakap: bang, bosnya mana?...

kalau lelaki handsome tak mau bergambar
perempuan akan cakap: pasti takut kalau2 gambarnya tersebar
kalau lelaki tak handsome tak mau bergambar
perempuan akan kata: tak sanggup melihat hasilnya ya?...

kalau lelaki handsome menuang air ke gelas perempuan
perempuan akan cakap:ini barulah lelaki gentlemen
kalau lelaki tak handsome menuang air ke gelas perempuan
perempuan akan cakap: naluri pembantu, memang begitu... .

kalau lelaki handsome bersedih hati
perempuan akan cakap: let me be your shoulder to cry on
kalau lelaki tak handsome bersedih hati
perempuan akan kata: kuat nangis!! lelaki ke bukan ni?